i owe £7400 for landlord and around £3,500 in credit cards.
although i am struggling to get my landlord resolve damp problem for the last 5 ,5 years while living here and due to that i lost many of my and childrens clothes ,furniture is visibly damaged and rest is full of dampness inside as the moisture was absorbed by furniture and its stinks of mould.
so many clothes was damaged to such extend in the past that i had to throw them away .
the landlord postponing of dealing with the damp problem in her house
caused somany problems with my childrens health as well ,causing my younger daughter to develop the roumatyzm in her joints and before each time it will rain ,she complains of the pains .
that was the reason why i decided to postpone the payment of the rent to my landlord in the first place,just to make her do the work on the affected areas in the house.....but as i needed the money so used on something and as we are only barely managing financially from one month to another so it happend that now we are in position that we got no reserves to pay for that outstanding rent.
but its worth to mention that up to today landlord didnt resolve damp problem.
somebody said that if this is the case i should get in touch with local council and landlord should be dealth with.i was told also that shelter can help me as well with dealing with private landlords,last year citizen advice bureau said .
any more advices be welcomed.
also is there any way of moovingtonewpropertty as we do not havemoney for new deposit ?
also can the balances of credit cards be transferred to different(new) ones which had 0%?
how can i do it,and where from?
perhaps it benot possible when having bad credit score?
thanks a lot
landlord asked me to moove out and treathened with reposses house through court.
the house was empty when we were mooving in and allfurnishing was brought with me .over the last 5,5 years living here manyofmy belongings were damaged due to having bad damp in the house and clothes on many occasions had to be washed and many throwed away as the mould had permamently damaged itso it showed on light and whites colours.
the electricity in the house was failing and after informing landlord she failed to react to my requwst of resolving the problem in same way she didnt do nothing to finish the problem with damp and mould inthe property which she was and still is renting to us.this year as well as for last year she didnt sighn any contract with us at all,therefore we do not have with her any rental agrement.only once 5,5 years ago she had sent engeeneer to check the gas and electric in house and since then she never done it again therefore we never since we ve mooved into this house obtained renewed safety certificate neither for gas or electric.
i intend to take the matter to the council because i do not want to be taking wooden furniture with me if i be mooving that is damaged by damp and mould because of her negligence .
i was thinkingabout it,i was looking on one company idebt plan.they i think are willing to pay off mybank debt like credit c
ard but i think the private owing to like in my case the private l
andlord they be not .
asking people what i should do
and i got advice of going to council or to s
where they got unit th
at will look into the c
thanks for that Alex:) i appreciate your help.
have you handled before similar case with landlord?anysugestions from your side?
what would you do if you were on my place?
also when we have had mooved in my younger daughter was 9 months old now she is bit over 6.now she has a roumatizm because ofthe living condition and repeated failed promisses from landlord side that its only a matter of time that she will sort the problem .i contacted the one builder who were supposed to resolve problem for her and he said that she number of times was nocking him down from oryginal quoted price for work on property untill she was satisfied with what she will have to pay and we last year ended up having the affected parts only redecorated but she failed to stop cause of the damp.....and everything came back,again causing my clothes to grow mould on especially in one room, and my children to suffer from on going and returning coughs and sinuses problems.
can i add that to loss and damage which she caused us?
if so ,then how would you call it corectly in english language?please.thank you