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Hello - have you any idea how much you are owing?
The telephone call offer comes out automatically. You can just ignore it.
I suggest that you don’t try to deal with this yourself go to see an insolvency practitioner.
With regard to your tax return, the answer is relatively simple: you won’t know your tax liability until such time as your accounts have been finalised and you are in a position to submit your return. Hence, whilst you do not necessarily have to do the tax returns, it is expedient to do so to finalise your financial affairs and to avoid any debts not being included in the bankruptcy.
Can I clarify anything for you?
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