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What reason has the employer provided for not deducting it as of yet?
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Many thanks for your patience. The best thing would of course be to bring this to their attention. Do not try to plead ignorance or let them forget and then potentially have to repay it in the future. As far as the law is concerned, if they do not deduct it then that is not money you are legally entitled to and they can pursue you for its repayment in the future. You cannot then use a defence that you did not know you had been overpaid for this time and try to keep it as a result so the likelihood is that you will have to repay it if asked. So to save yourself any potential issues in the future, it is best to bring this to their attention now and remind them that you still have that money which technically you should not have. It may be their error which has resulted in it not being deducted but that does not entitle you to keep it. If, after reminding them, they still do not deduct it, I suggest you keep an amount aside in case they eventually come back for it, unless you are happy that you can repay it at any time even without having kept an amount aside.
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