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Many thanks for your patience. The obligation to provide a reference does not actually apply to a ‘regulated industry’ in general but it is very specific to the financial sector only. His is because it is governed by specific legislation and regulations which only deal with the financial services sector – not any other industries which one may try and argue are ‘regulated’. So I am afraid that there is no legal obligation on an employer to issue a reference in a sector which involves work with children and young people.
So unless you had a specific contractual right to receive a reference, you were applying for a job which was covered by the Financial Services and Markets Act 2000 or the employer’s refusal is due to discrimination (i.e. because of your age, gender, race, religion, disability, etc) – there would be no legal obligation on them to issue a reference even if that means your future employment opportunities are jeopardised.
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