No the property has not been sold. My ex wife left 4 years ago leaving me with a 13 year old daughter. I have live in the house and paid the joint mortgage ever since then.
Do you mean claim half the mortgage payments for 4 years?
What is she after and what do you want?
Yes half the mortage payments for the 4 years.
She wants half the house but the mortgage has to be settled and all the outstanding debts and then it is half. But she saying that since she left home she does not have to pay anything to the mortgage. Is this correct?
The house is worth 285000.00 and the mortgage is 134000.00 plus a debt in joint names 63000.00. We will not have any where else to live and yes she has paid csa money of 18.00 per week.
PS will have to go out now put be back after 7pm tonight
No problem. Thegeneral rule is that a person does not have to pay the mortgage or the bills ofa house that they do not living but they remain liable to a mortgage lender theperson living there does not pay the mortgage. That is assuming of course thatthe mortgage is in joint names.
You pay themortgage for the benefit of living in the property whereas she has to pay rentsomewhere else and therefore one, is deemed to cancel out the other one.
Unless a sale ofthe house (you have equity of £150,000 or so although I do not know what thejoint debt of £63,000 is for) would release enough money to provide a home foryou and your daughter until she is 18 and give your wife some, the chances arethat she would not be able to force a sale until your daughter is 18.
At that stage,the house will be split between 50-50 and 60-40 in your favour.
If she wantspaying out now, then you are in the driving seat and you may be able to getaway with paying her a smaller amount now for a clean break if she does notwant to wait another five years until your daughter is 18.
That comes downto negotiation between the two of you.
Does that answerthe question.? Can I assist any further?
I am happy tofollow up any individual point you make
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