My children are 5 years and 1 years old.
The flat was bought for £120000 and is now worth nearer £200000
there is around £1050000 left on the morgage
I have paid for maintenance alterations and improvments along with all the bills and council tax
We have actually been together 16 years.
ermm probably paid out £3kRe painted a couple of times, general maintenance repairs, boiler ect...we basically go halfs of everything including bills. including any furniture/ washing machines purchased. Every month my fiance emails me a monthly bill with a break down of all outlays ranging from morgage payments to shopping.
most bill are in her name but I transfer my money to her bank account every month. probably increased the value by 10k as have also re carpeted and painted the communale hallway twice.
the morgage is on average around 800 per month but we have had it on interest only for the last two years as we are renting it out. at the moment we are renting why we save for another property which we are very close to having the money for. I have around 15k of my own savings for the new house in her bank account as well. the money we have been getting from our tenant has been subsidising the rent we have been paying on the new house. so really ive been paying the morgage for 8 years. please see example of my monthly ouitlay below (my partner has emailed me for the last 5 years every month)
Rent Monkhams £713.27
Nanny wages £550.00
Gas & Electric £76.50 Virgin TV & Broadband £70.00
Council Tax £121.08
TV License £6.00
Monkhams Avenue Insurance - £15.00
Stuff for Millie & Elsie £70.00
Boiler Insurance at flat £ 7.50
Buildings insurance at the flat £9.17
Council Tax at the flat -£13.82
Extra paid to Gas bill £100.00
Millie Swimming lessons £31.50
Nanny Tax & NI £63.94
In may bill total was £1750.00 you paid £1500 £530.00 owed from previous months
In June bill total was £2480.00 you paid £2200
Total = £2380.14
yes to all the above