Hi what info do you req??
as for redress mortgage account put back to the way it would have been if full payments (minus a short term allowance say 3/6 months) had been met plus lower redem costs etc i would think TMW should be liable as account was left on interest only for far to long??
they might feel my ex might have to answer to some questions as i feel at some time she must of lied but i feel thats also their problem?? also something for stress
i also feel as that the FOS fail to get a grasp of this case the first case worker rang me 2/3 time at the start to ask about my marital position and was answered every time and was refused and went to a ombudsman and their answers for refusal are based on info/answers supplyed by TMW not the info or questions asked by me
lastly feel that i am over a barrel as house is being sold and any problem cause by TMW will be lost when moneys are settled
hi sorry to ask but what has my house sale price and redemption figure got to do with anything
and as for my ex and children i believe she is moving into renting
i feel this is going off track sorry but your a family expert and i think i need someone more into contracts
i will add that my ex told me she wanted to sell days after court told her she was intitled to half and i refused as she got the house to look after the kids not to cash in
the house was valued at 185000 and redm fig has shot up from 68900 to appox 70500/71000
and yes thats about it not quite there but
sorry house sold for 168000
not to sure yet i has has been requested i believe since sept and is under a complaint rased last monday i believe it will arrive today at soli actin in conv but complant manager told me its useless as it is of the 6/11 so will go up and he is not allwed to tell me! but he hinted its about 70500 to 71000 also just to put it in line the 68900 thats left on the mortgage should be at least £7000 less if full payments were made for the 3 years plus that TMW allowed on interest only and last 5/6 months of nothing
ps i am now leaving for work so any q and a will be see after work now
hi no havent requested paper work will try but foi/data protection will prob stop that if i request paperwork? i would have thought that fos has requested that paperwork? would you like me to try?
no threads of it yes more was asked about time allowed without vehicle in place and without my authority
wow that just triggered a thought
i was on the phone about ppi was asked security questions inc what type of mortgage did i have to which i replied repayment and got though then he asked me was i aware that my mortgage was on interest only to which i replied no! so at that point TMW knew i didnt know
some paperwork from TMW or fos says something about allowing interest only till i say otherwise
And whats the simple problem???
And no i dont know whether i had agreed
understood but the council of mortgage lenders implys otherwise due to short term left on mortgage questions should have been asked about plans to settle etc alone with some reviews and questions asked though out interest only?
will have to check i think 7/8 years
again without my authority?or informing me how would i know this even has happened, hasnt in the last year plus when they have had my contact details
i found this any good?