Hi Thank you for your question.
My name is Clare and I will do my best to help you but I need some further information first.
How much is the house worth and how much is outstanding on the mortgage?
How much is the Endowment policy worth?
The house is worth approx £300K. I am not sure what the balance left on the mortgage is as my husband has all the papers. It has been running for 23 years.
It is an endowment mortgage so difficult to obtain a balance outstanding. The mortgage has been increased several times to cover additional spending on fund an extension. I think the monthly repayments are in the region of £800 and due to run until Nov 2015
have you not seen a Statement?
My husband receives the statements and is reluctant to share them. Does the value outstanding on the mortgage have a major effect on the best way to proceed?
Can I really stop making contributions to the mortgage and not affect my position or interest in the property?
There should be no shortfall on the mortgage - probably a surplus.
Should I be worried that the family car was sold and the proceeds not shared?
I suspect a seperation agreement may be a good short term solution?