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Kasare
Kasare, Solicitor
Category: Family Law
Satisfied Customers: 204
Experience:  Solicitor, 10 yrs plus experience in civil litigation, employment and family law
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My wife recently left me for someone else, but left me in the

Customer Question

My wife recently left me for someone else, but left me in the marital home. The mortgage, is in her name, although I have been paying it for most of our marriage of 4 years. She said that I can continue paying the mortgage and stay in the flat, she wants rid of the responsibility, but I have nowhere to live if I leave. The problem is, I have had to take a pay cut so cannot afford to pay all of the mortgage monthly payments and I have bills, in both our names, which we are in arrears and which I am trying to pay as well. I am enquiring where do I stand legally, I look forward to hearing from you regarding this matter.
Submitted: 3 years ago.
Category: Family Law
Expert:  Clare replied 3 years ago.
Hi
Thank you for your question.
My name is Clare and I will do my best to help you but I need some further information first.
How much is the property worth and how much is outstanding on the mortgage?
What other assets and debts are there and what income do you each have?
Are there any children involved?
Clare
Customer: replied 3 years ago.

The property is worth approx £140,000. 00 but I am not sure what the oustanding balance of the mortgage it was £125,000.00 when she bought it, but as the mortgage was solely in her name I cannot tell you any more. She has all the relevant paperwork regarding the property. I have personal debts with 2 loans, store card and overdraft. Again I do not know about my wifes loans, she did not work during most of our marriage, but when she did I do not know she earned. I paid for the mortgage and the bills. My wages are....... There are no children involved.

Expert:  Clare replied 3 years ago.
Hi
What income do you each have?
Clare
Customer: replied 3 years ago.

I earn about 16000 a year but up until the end of march I was earning 20000 a year and she works as provident agent so her wages vary and she has only been doing this since february of this year but before this she wasnt working and I was paying for all the bills and the mortgage.

Expert:  Clare replied 3 years ago.
Hi
Why is the house and the mortgage in her sole name?
Clare
Customer: replied 2 years ago.

Hi


She bought the flat a few months before we met. I moved with her a few months after that and started paying half and we married a year later.She never put my name on the papers.


 

Expert:  Clare replied 2 years ago.
Hi
How much are the debts that were joint spending?
What are the monthly payments on these?
Clare
Customer: replied 2 years ago.

We only have two joint debts are the electricity and gas bills. The electric is about £110 every three months and the gas is on a metre which Im paying off the arrreas which is a bout £20 a week. My wife has not payed anything towards these since she left almost three months back.

Expert:  Clare replied 2 years ago.
Hi
Do any of the arrears come form before that time?
Clare
Customer: replied 2 years ago.

Yes the gas bill and some of the electric.


Ef

Expert:  Clare replied 2 years ago.
Hi
How much relates to the period while she was still there/
Clare

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