Sorry,don't think that I explained myself very well. At this stage I am only looking for the whys and wherefores of legal separation. Do I have to have grounds and how does one go about getting one.Does one need grounds?
In answer to your question.
We rent in UK, since retirement and our only owned home is in Portugal, value around £400,000. It is a house on 6 acres, which accounts for the value.
My only income is standard S.R.P plus one private pension of £260/month.
I would need to have financial security for life on my own but imagine that to annexe a fair share of my husbands pensions there would have to be some kind of legal input. I cannot access them by simply asking the pension companies, so presumed that a legal separation would do this. I am sure that there are drawbacks to going along any legal path and so wanted to know what the pros and cons would be .