Yes I was paying the premiums up and until the time of my heart attack.
Yes at the time of the agreement the policy was not even considered.
She now wants half of my flat which is mortgage free and specifically excluded in the separation agreement as it was left to me by my parents.
This is because she can pay her legal bill with the 40k she got from me, and she is of the opinion she will get the costs awarded to her!
At that time we were still amicable and talking. She had instructed solicitors previously but I had not. I am not sure if she consulted her solicitor at the time. She wanted me to pay the 30k deposit for a new house for her to live in and was insistant, using phrases like "you never do what you promise" etc etc.
So I drew up the seperation agreement, sent it to her and she signed it witnessed by her boss at work.
She met me gave me the signed form. I signed my copy had it witnessed and sent that to her. On the same day I paid her the 30k.
We had many discussions prior to this about our financial situation, although not in a formal disclosure way.
Nothing was specificlly provided. We both had knowledge of each others finances as I thought. I had previously scheduled out the major assets of our marriage with her in the room on a spreadsheet. However nothing was specificly included in the agreement
Hi Thanks for reply, just for me to be sure can you please confirm my interpretation of you answer
Q1In a sense yes, but I would rather put it on the basis that instead of going into the pot, the two of you each receive the payout that you are entitled to. After all, if she had died / become critically I'll, you would have received your share by virtue of that fact.
Does this mean, argue that instead of it going into pot for 50/50 we each receive the payout entitled to ie:
me 100% as the party that had the problem that triggered the payout.
her 0% as she wasnt
or do you suggest she may have some entitlement ie.some other split