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Hi our house is worth £250.000 our oustanding mortgage is 172403.71 i work 16 hrs i earn £12.500 per year . My husband is self employed and gets £22.000. We have no debts, he does own part of his dads house but am not sure if he is on the deeds. i have looked in to changing mortgage to interest only until i can increase my hour at work and think i might be able to pay it.