I am married (for a year and a half) , we live together but the house and mortgage is in my name only. my husband has contributed financially in that time. My two children, aged 11 years and 2 years, live in the property with us, my son if from my previous marriage and my daughter is my husbands. if we divorced could he force me to sell the house? Both children would remain living with me.
Hi Mac, thank you for your quick response. the house was bought two and a half years ago, one year before we married, previous to that he moved in with me in my rented property (about four years ago.) The current property was bought in my name and the mortgage is in my name as my husband had bad credit history and could not get a mortgage. We both paid in £6000 each for the deposit. He has since paid money into my account each month towards the bills and mortgage.
We have not had the house valued but I believe it to be worth in the region of £120,000. The outstanding mortgage is £102,000. Neither of us hold any other assets.
Unfortunately, I think our marriage may have broken down to the point that divorce is the only option. I am very keen to minimalise the disruption for our children and so would like to remain in the property with them but my husband says that he has sought legal advice and can force me to sell the house. I would be very grateful for any advice you can give me.
My husband earns around £22,000 per year and I earn £12,000 per year as I work part time, as agreed with my husband when our daughter was born so I could provide most of her care. My son is from a previous marriage and so would stay with me and my husband has said that he knows our daughter would stay with me also, I provide nearly all of her care, he has contributed very little to raising her. Obviously he would have access to her but aside from visits she would stay with him at most one night every fortnight.