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Ask Clare Your Own Question
Clare
Clare, Family Solicitor
Category: Family Law
Satisfied Customers: 34105
Experience:  I have been a solicitor in High Street Practise since 1985 and have specialised in Family Law for the last 10 years
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I have just separated form my partner - we have a mortgage

Customer Question

I have just separated form my partner - we have a mortgage together and 1 child:

Are there any bills I can stop paying? for example internet/tv, phoneline, - i no longer live at the property and can't afford to pay this for someone else!
Submitted: 3 years ago.
Category: Family Law
Expert:  Clare replied 3 years ago.
Hi
Thank you for your question.
My name is Clare
I will do my best to help you but I need some further information first.
How old is the child and what income do you each have?
How much are you paying (and are you married)?
Clare
Customer: replied 3 years ago.

Hi

the child is 2 and we are married, my income is approx £1600 per month.

 

my wife's income is £4000 per year approx which is mainly tax credits .and also £150 Per Month for maintenance for her 16 year old.

 

I'm paying:

£60 a month for the Telephone,broadband and numerous tv channels,

approximately £90 a month Gas and Electricity.

£139 Council tax

£35 a month water

£460PM for the mortgage

£37 per month for insurance ( buildings, contents and mortgage)

TV licence I have paid for too .

£323 a year for car insurance for both of us.

 

hope that makes sense

 

Paul

 

 

 

Expert:  Clare replied 3 years ago.
Hi
Just to check - who is actually using the car?
Clare
Customer: replied 3 years ago.

I am


 


ta


paul

Expert:  Clare replied 3 years ago.
Hi
Your child maintenance requirement is 12% of your gross income - at most - less if you have the child overnight
This must be paid.
Given your limited income spouse maintenance is not necessarily payable but paying half of the mortgage would certainly cover it for the time being.
Your ex should then expect to pay her bills from her income and her maintenance.
You remain responsible for the car insurance of course!
If you wish to be generous you could pay the whole of the mortgage as well as the child maintenance
I hope that this is of assistance - please ask if you need further details
Clare

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