the child is 2 and we are married, my income is approx £1600 per month.
my wife's income is £4000 per year approx which is mainly tax credits .and also £150 Per Month for maintenance for her 16 year old.
£60 a month for the Telephone,broadband and numerous tv channels,
approximately £90 a month Gas and Electricity.
£139 Council tax
£35 a month water
£460PM for the mortgage
£37 per month for insurance ( buildings, contents and mortgage)
TV licence I have paid for too .
£323 a year for car insurance for both of us.
hope that makes sense