I bought a property last year worth £450k with a deposit of £120k. My mortgage payments are ca. £1,750 pcm. My bills are ca. £300 pcm. I have since met someone and would like to invite her to move in. She has offered to pay £500 a month for "rent" & bills as this is cheaper than she is currently paying to rent with friends. She is not in a position to buy as she has no savings.
My question is if I accept "rent" from her, does this leave me open if we choose to split (this is not the intention but may happen). Her paying "rent" could be deemed as her supporting the mortgage payments (which I can sustain without her help). On the flip side this arrangement is mutually beneficial, as it is cheaper for her to move in with me than continue renting elsewhere. Please can you advise if she would have any claim in the undesirable event of a split?