Hi, my son is 11 years old. I separated from my ex-husband whilst in the later stages of my pregnancy and he was born prematurely due to stress. I didn't work for over a year as I stayed at home caring for my son (who is now fine apart from being diagnosed with ADHD combined) I couldn't afford my mortgage payments so my aunt bought the house from me and I paid a low rent on it with the proviso that I could buy the house back once I was back on my feet. The conveyancing was all done through my solicitor who also handled my divorce. There were alot of debts from the marriage, most of which I have cleared .... he hasn't to my knowledge cleared the ones in his sole name.
Hi, I originally bought the house with my aunt, then transferred my interest to her so that she owned it fully in 2004 and I then paid rent monthly as I could no longer afford the mortgage. ( Sorry, I've just checked all the legal paperwork!) I then bought it by mortgage in 2008 and became sole owner, for half market value.
125k now and 64k outstanding currently.