Hi there, the house is worth 250k and my mother has just paid of the remainder of the mortgage (roughly 30k). he has paid £750 a month for the last 5 years and I have paid £650 a month. I have used that monthly £1400 to pay the mortgage, council tax, car tax and insurance,house insurance, all utilities, food, petrol, clothes (including his), including food and bedding for his 2 older children when they visit. All the bills are in my name and I have had to find the short fall when ends haven't met. I have also paid off some of his debts in the past.