I'm married with 2 children aged 13 & 15, both my husband are working. We are all but separated, I work 4 days on 4 days off 12 hour shifts, On the days that I am not working my husband does not come to the house. We bought our house together 15 years ago, but he only contributes financially as a when he feels like it. I know that he has another women, which is fine by me, as I feel no love for this man any more. My worry is that he gambles and claims he can't afford to give me any money. I would like to know how I can get legally separated from this man, in the hopes of one day getting at divorced. I'm afraid he is running up debts that may affect me.
Also it it possible to get legally separated while living in the same house
There is approx 138K outstanding on the mortage. I haven't had the house valued, but would estimate that it would be worth approx 250k.
My income is £23,500 and his approx £21,000. There is no other assets.
At the beginning of 2013 I worked out that we had to pay aprox £950 each into our joint a\c, this would cover the mortgage and bill etc. In 2013 he missed 4 months payment. For 2014 he as only paid in a total £580.
The figure of £950 doesn't include any clothing for the children. Anything they want they always come to me for.
It would be a real struggle, I would have to rent one of the bedrooms out.
You still have not answered the question is it possible to be legally separated while living in the same house, and if so what is the next step?
No not really, that is probably what I will end up doing, was just asking the question.