I have recently seperated from my partner ( we are not married) and he has moved out of the house we bought together. I have 3 children under 7 and want to remain in the house and I have taken on all of the costs of running the house ie Mortgage, utilities, council tax etc. my ex partner is paying child support of £100 per week. He wants to be taken off the mortgage but the bank won't allow me to talke the mortgage on my own and so he can't be removed. He is putting me under loads of pressure to sell which I refused but to stop him constantly harassing me I agreed that I would sell the house when our youngest child reaches the age of 9 ( In 8 years time). Even though he is no longer contributing to the mortgage or the upkeep he wants to still have half of any profit in 8 years time but I think he should only have his share based on the value when he stopped paying ( + the relevant increase or decrease that share would make over 8 years) Im trying to be reasonable beause i understand that he wants to be able to get a new mortgage but i cant make the bank release him and i dont think its fair that i should pay all of the mortgage for the next 8 Years and still hand over half of the net equity? Would I be better off going to court rather than trying to keep funding new solutions every time he changes his mind or woud they make me sell?? We borrowed £12,000 of the original deposit from my father who my ex has agreed should be repaid and my ex also put in £10,000 from an inheritance which I am happy for him to be repaid. What equation would a court use? I may still not be in a position to get a mortgage when my youngest child is 9 yet by agreeing to his 8 year deadline i could be making myself and our children homeless when I am forced to sell! I want to maintain as much consistency and security for my children as possible so have continued to use my family and his parents in exactly the same way as when we were together to provide child care in order for me to work and pay the bills so we can remain in our home.
Copy of letter from me to Paul Stevenson (ex partner) has been uploaded and his recent reply.