The children are 6, 5 & 3.
House is worth £123.950
Mortgage remaining is £76.000
All dept is in my name on my credit cards ! Things purchased for the children the ex wife , house and me
I earn £28.600 per year un sure of her earnings as she works part time two days a week. No pension at present
Credit card dept £5100
Personal loan for the car she drives balance £632.00
Interest free credit for sofas balance £450.00
She says she started seeing him three/four weeks after we separated. We split on 13/02/14
He now seems to spend most of the time staying there overnight etc
He has his own flat he rents but cloths etc are at the house that I once lived in.
He does work full time. We will get divorced but not yet we don't seem to be in any rush at present. I just need to buy a new house. I had my own place before we met 13 years ago. I need as much as possible from the marital home so I can put a large deposit down on a new place.
She has told me I am not entitled to 50% of the equity and she can have some of my pension.
All she seems to be doing is trying to keep her outgoings down and does not won't to pay me more than £20k
She is getting single mothers benefits plus the money I pay in to her account plus her earnings and she has no dept as that was always in my name.
She is now paying the mortgage and the bills but I have paid them all for the last 10 years we have been in the property.
At the point she buys me out we will have to arrange paperwork for me to sign