Yes, she made a Will at the time of changing the Registry Title, leaving her 3 children, aged 17, 18 & 23 as beneficiaries.
As an aside, my ex wife began to make false allegations about me to the police and I was twice arrested and questioned regarding these, having been held in custody cell for 19 hours. The allegations were distributing and using for my own sexual gratification, pictures of a minor (her eldest daughter, then 15) on the family computer; harassment & theft in August 2013 and finally criminal damage (the front downstairs window was smashed) and harassment again. As I had a firm alibi for the criminal damage allegation, the police investigated further and a DC questioned her only last week and has passed a case to the CPS for perverting the course of justice & wasting police time. Obviously, this case is now academic. Needless to say, she has been very malicious and devious throughout the separation & divorce, even though I have endeavored to remain fair. I have continued to pay the mortgage from my own bank account whilst she remained in the marital home as she refused to contribute. The house was originally purchased by me alone in 1993 and I added her as my partner on the mortgage & land registry as joint owner in 2005.
House is worth approx £100k with outstanding mortgage of £33k.
I have an Endowment policy in my name only, taken out in 1993 and originally due to pay the full mortgage amount of £33k borrowed at that time. In 2005, my wife wanted additional work on the house to provide individual rooms for her children (attic & cellar conversion). It was then that she was added to the mortgage, we increased the mortgage by £25k, and after speaking to the mortgage adviser, decided to base only £17k of the new mortgage on my endowments. Therefore, £16k of the outstanding mortgage is on a Repayment basis.
My wife had 3 pensions, all frozen. I have none.
I have a car worth approx £1300
Only other assets were belongings in the home which my ex-wife removed when she left the property only last week.
Not aware at this stage Clare, but I strongly doubt it
The house wasn't valued before or after the work but it added two rooms to the property. Total cost of work was £23,000
I would estimate approximately £40-50k increase
It would have been the First Hearing but has obviously been cancelled with the court further to her death. We had both completed 'total disclosure' with our respective solicitors and I was hoping we could reach agreement on the house and the assets. I had offered her £15k, 75% of the contents of the house, and a guarantee not to claim any of her pensions. My solicitor gave her a deadline to reply which she failed to meet. That was when I paid for the case to be heard at court. 2 months later, I received a counter offer that she would accept no less then £40k & wanted additional items from the house. I did not respond to this & decided to follow the court route.
We lived together from July 2000 & she was added to the mortgage in December 2005.
Yes, that's correct Clare. You haven't missed anything. I originally offered her £15k and a guarantee not to claim any part of her 3 pensions.
15th January 2014