We have lived in the house together for 5 years. It is in his name, he pays the morgage and I contribute to all the bills. I put in some capital brought over from the sale of our old house in to this house about £25,000. Despite me not being on the deeds either, he is willing to get me half of the value of the house out for me to buy my own home. He intends to raise this money by remorgaging I believe. Once this money is raised, can he simple transfer it to me or gift it without me paying tax on it?