Sorry for dealy in getting back to you.
We were married and living together for c25 years.
We separated (I moved out) almost 4 years ago.
We have four children. Two have left home and two live with my wife in the family home. One is 18 and an apprentis attached to a college and the other is 12 and still at school.
My wife receives Incapacity Benefit, DLA and Income Support as well as child benefits.
I earn c£70k and also receive DLA as a blind person.
The family home is valued at c£350-400k with c£75k left on the mortgage. This is in shared names.
I also own a flat worth c£160k with a mortgage of c£85k. This was purchased with a deposit which we both owned so I expect this to be equally owned although officially only in my name.
I pay both mortgages and most of the utility bills in the family home to the value of c20% of my income.
I have a partner but we do not live together or share any debts or assets.
Thank you so much for your time.
Sorry again, often difficult to find time to respond.
I currently have £20k premium bonds and £3k in a savings account.
no. My wife and kids live in one and I live in the other full-time.
again sorry for delays in this thread.
I have a final salary pension (NHS). I am 49 and expect to retire at age 67. This will give me about 38/40 contributions.
We also share an endowment policy which I pay but is joint names. This is due to mature in 2021 in the sum of c£48k. We took this out as originally we had a part and part mortgage. However, both mortgages are repayment only so the plan has always been to use the £48 to repay some of the remaining capital on either of the properties.
Hope this makes sense.
Have a lovely long weekend.
Ex has no work pension, only contributions to a state pension.
I pay mortgage and nearly all of the bills - it is this amount that equates to c20% of my income.