Thanks for replying.
The house is valued (and on the market) at £155,000
We have received an offer now of £147,500 with no chain......
The outstanding balance on the mortgage is £60,000 with no real other assets and no other debts.
I have two pensions, one with my present place of work, which my wife will have access to...
And one with my first job (National Coal Board) which has been frozen, that is in the process of been looked into by my wife's solicitors to see whether or not she is entitled to any of that too as I finished the Coal Board BEFORE we were married!!!
I have an annual net income of £21,000 and my new partner has only a part-time job consisting of 15 hrs a week....we live in a small detached house!!!
My wife however lives in a new big 5 bedroomed detached house with her partner who is a director of a modest firm....obviously I don't know his earnings and I'm not sure of my wife's either, though she has a part-time job as a medical receptionist working between 16 to 22 hrs a week, she also receives "child benefit" "CSA" "working tax and child tax credit" adding up to approximately £1,700 per month.
I hope this can be of more help???