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Kasare
Kasare, Solicitor
Category: Family Law
Satisfied Customers: 204
Experience:  Solicitor, 10 yrs plus experience in civil litigation, employment and family law
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My partner has recently (past 4 month after 4 years together)

Customer Question

My partner has recently (past 4 month after 4 years together) become emotionally/verbally abusive towards me. We have a mortgage together & a 1 year old daughter, what are my rights to ask him to move out the family home? He also owns another property which he rents out.
Regards Louise
Submitted: 2 years ago.
Category: Family Law
Expert:  Clare replied 2 years ago.
Hi
Thank you for your question.
My name is Clare
I will do my best to help you but I need some further information first.
How much is the house worth and how much is outstanding on the mortgage?
How much would a cheaper two bedroom property in the same area cost to buy?
Clare
Customer: replied 2 years ago.

Hi Clare,


We bought the house in October 2013 for £107k. Due to bender wanting a quick sale we bought at a really good price. It's a 4bed semi. Only needed a mortgage for £78k due to our deposit, less 7 monthly payments current mortgage approx £75-76k.


A 2 bed in this area approx £80k. I would need to move to a 3bed as also have a 7 year old son from previous relationship.


Louise

Expert:  Clare replied 2 years ago.
Hi
Where did the deposit come from?
Clare
Customer: replied 2 years ago.

My partner released equity on his other property & put down a £30k deposit. We have a joint tenancy mortgage.


Louise

Expert:  Clare replied 2 years ago.
Hi
Ok
How much would a three bedroom terrace cost?
Clare
Customer: replied 2 years ago.

Hi,


I had a look online yesterday, 3bed terrace house from 69k.


I could afford to live in our current home on my own but I don't know if I could afford to buy my partner out.


 


Louise

Expert:  Clare replied 2 years ago.
Hi
How much would the house sell for now?
What mortgage can you raise?
Clare
Customer: replied 2 years ago.

What do you mean by how much mortgage could I raise? Do you mean in relation to buying a new home? I really don't have any idea? What would give an indication of this?


I've put all my savings into this house: new boiler, rewired electrics, New carpets throughout & new fitted kitchen. However, next door has just sold for 115k & that's 3 bedroomed. Maybe we could get 120-125k for this one, but that's just guess work without an actual valuation.


Do I not have any rights to ask him to leave & I remain here with the kids until they at least complete school or is that 'old school'?


Louise


 

Expert:  Clare replied 2 years ago.
Hi
What income do you each have?
Clare
Customer: replied 2 years ago.

I'm salaried at £27k per annum, partner approx £340 take home a week


Louise

Expert:  Clare replied 2 years ago.
Hi
Just to check - I assume that you are not married?
Clare
Customer: replied 2 years ago.

No not married


 

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