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Ask Clare Your Own Question
Clare
Clare, Family Solicitor
Category: Family Law
Satisfied Customers: 34278
Experience:  I have been a solicitor in High Street Practise since 1985 and have specialised in Family Law for the last 10 years
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we are not married but are separating after a 15 year relationship..do

Resolved Question:

we are not married but are separating after a 15 year relationship..do credit card debts come into the equation? she has worked very little during our period together. I pay the mortgage and all the bills.
Submitted: 3 years ago.
Category: Family Law
Expert:  Clare replied 3 years ago.
Hi
Thank you for your question.
My name is Clare
I will do my best to help you but I need some further information first.
Whose name is ***** ***** credit cards?
who owns the house?
clare
Customer: replied 3 years ago.

Hi Clare,


The house is in both our names.


The credit cards are individual not joint names.


Dave.

Expert:  Clare replied 3 years ago.
Hi
How much is the house worth and how much is outstanding on the mortgage.
Clare
Customer: replied 3 years ago.

The house is worth £200k, there is £90k outstanding on the mortgage.


dave

Expert:  Clare replied 3 years ago.
Hi
Essentially you are each responsible for the debts in your sole names
The equity in the house wil be split 50/50 unless you have agreed otherwise - but you may not be able to force a sale until your children are 18
I hope that this is of assistance - please ask if you need further details
Clare
Clare and other Family Law Specialists are ready to help you