She has her OAP and a civil service widow's pension plus a rapidly dwindling inheritance from her sister of about £30,000, maybe some shares worth £800. Her house (my father's house bequeathed to her 50 years ago) is her only property. I live in the house, have no house of my own, have my OAP and about the same amount as her of cash in the bank, and I look after her. She has dementia, I am going downhill fast with a bad back.
My wife, who also lives with us, has no property nor assets beyond OAP helps too, but she has vascular dementia and cancer.
Supplementary question (please add to bill or tell me how to): If my mother is in a care home and my wife - living with me in my mother's house- also has to go into care, am I (with my fifth-sibling-share of my mother's house on her death) liable for my wife's costs either currently, and/or retrospectively if my mother dies before my wife.