I have been married to my wife Michelle Craig since 2nd September 1995 and separated from her nearly seven months ago. I moved out of our house on 1st December 2013. My wife is registered blind, I am not sure if this has any bearing on how this may affect both of our position legally. I would like to know when I am able to divorce her. Since leaving the house I have been accused of having an affair which is complicating things further. I’d like to know where I stand with regard to the house and property. We still have a small mortgage left on the house, I continue to pay it out of my account and she pays me back her half of the mortgage every few months. We also split the cost of the council tax and water rates down the middle. All she has left to pay are the utility bills of gas, electric and telephone. I am still paying for the internet in the property and her mobile phone. In a recent telephone conversation she mentioned something to me called spousal maintenance, where she believes I have to keep her in the lifestyle she has become accustomed to. Is this the case? She mentioned that we used to have a car parked outside. I’m not sure if this is relevant as the car was bought and paid for by me, I paid the running costs I did give her lifts to and from work to make her life easier, but I have said to her if she ever needs a lift she would only have to ask.
I do not wish to fall out with her but she’s starting to get nasty and says she has taken some advice, so I feel its time I did to.
I would like to know what we are both entitled to with regard to the house, is she entitled to half of my pension, am I entitled to half of her savings, and is she entitled to half of my car and motorcycles? All I am interested in is the house, but if she wants to pursue everything else I need to know what of hers I am entitled to.
I believe the house is worth between 270,00 and 280,000, the mortgage left is about £18,00. Im 37 and my wife 51, I pay into a local government pension. My wife is self employed and has no pension, but has chosen to save in an ISA I believe she has aprox £50,000. I have no savings, but own a car and six motorcycles. we have no children.
My income is aprox 32,000. My wife's is fairly low normally under 10,000. but gets disability living allowance. I don't have the pension figures here with me, but have been paying in for about 14 years.
Thanks and best wishes...