They are 20 and 23 years old now.
Ok, thanks, ***** ***** in the past 5 years made and paid for improvements to the house that has resulted in an increase in the value?
Also - how do you own the property? Joint tenants or tenants in common?
Not really - just general decorating
Sorry i missed the second quesion. Its owned jointly and we put the deposit down jointly. I think we had a 95% mortgage at the time.
Thank you for all your help and advice