We have been married for 3 years & have lived together for 4 years. Our Matrimonial home is worth c. £450k & the mortgage for this is £210k.
Equally between my husband & I.
I am 42, my husband is 46
We both have pensions via our employers, although my husband froze his at the end of 2012. He will be using the properties he owns (purchased before we met) to supplement his pension.
I doubt very much whether our work pensions will be sufficient.