I have 2 small pensions - 11 years with British Rail as a clerk and 8 years part time as a teaching assistant - not sure of their worth. My husband(Chartered Mechanical Engineer) has a 20 year pension with British Steel and a 10 year pension with EDF Energy power station - worth a lot but don't know how much. We have approx £6,000 in savings. I would need a 3 bedroom house to enable both children to stay with me - my daughter needs somewhere to live when she is home from University. Cheapest I've looked at for 3 bedrooms is £130,000. That's around the same area to enable my son to go to the same college as planned in September 2014.