the house is worth about £290k but was bought for about £190k. the mortgage must have about £150k left.
she pays the utilities such as gas electric and council tax. the house was extensively refurbished by myself and her mother and his father. I would estimate that the work would have cost £60k.
prior to living in the house with her partner she lived in privately rented accommodation and he lived with his parents. the house was bought after the birth of their son.
I would say a 2 bed property would cost around £200k.
I am not entirely sure why the mortgage was not in joint names.....sorry!
he paid for that