Apologies in my delay in replying.
It is a repayment mortgage; there are no children involved.
If it is of any relevance, I left following a very acrimonious break up, which culminated in my calling the Police to help me leave the property safely, following my ex-girlfriend getting drunk and threatening / lunging at me with a knife.
Previously the relationship had been largely happy for a decade; the reason of the delay in sorting this out was to wait for my ex to be in an agreeable financial position to buy me out. However, this can is just getting further & further kicked down the road, thus my desire to finally address this issue.
The house is worth £210K, mortgage outstanding is £112K; there will have been a small amount of capital reduction over the last two years I suppose, but the repayment mortgage is at the stage that the majority of it is paying off the interest (i don't have a mortgage statement to be more specific I'm afraid).
Thank you Clare