As I said in my question, neither of us can afford to divorce and pay for two separate homes at this stage and we do not want to disrupt the family home which our son shares with us. He can not afford a place of his own but I have read that in English law, you can be living separate lives whilst living in the same house. Initially, we would like to have a trial separation and lead separate lives for financial reasons and because we do not wish to upset our son therefore is there an agreement that can be drawn up so that this arrangement is formalised and neither of us can then accuse the other one of adultery should they meet someone else.
From your question where you say 'May I ask why you do not wish to have a divorce and live in the house together at this stage', do you mean that we could divorce AND live in the same house together? I have also replied to you more fully at 13.44 on 6th October but still have not had a reply. Please clarify what you mean as I thought you could not divorce and live in the same house?
Yes please. Can you outline the financial implications and clarify how we would divorce and on what grounds as I thought you had to live separately for a period of time before being allowed to divorce. However, we would still like INITIALLY a formal agreement between the two of us that we are separated or living separate lives whilst we gradually re-build our relationship as 'friends' rather than a married couple. This would give us 'legal' permission to date other people without suddenly being accused of adultery either by each other (if our relationship deteriorated further and one of us 'changed' their minds!) or friends should a new relationship develop into a fuller and more intimate relationship.