I live in Caerphilly, Wales. The divorce has not begun yet, because I haven't had the money to start it. The only citation I can make for the end of the marriage is 'unreasonable behaviour' and, when I did have some cash to begin proceedings, I did not want to anger my estranged wife further when she received the documents stating that. I am actually in another relationship now, my wife believes that this relationship began whilst I was still living in the marital home and so tensions have understandably been high. She has claimed on numerous occasions that she will begin divorce proceedings, but this hasn't happened as yet.
The house is worth around £100,000, if we were to sell we would probably just cover the amount of outstanding debt against the property. We were in quite a bit of arrears before I left.
The mortgage payment is £470 and the CSA payment she was expecting me to pay as well was £130. Since I haven't had income for the last three months I've been paying £7 a week.