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Clare
Clare, Family Solicitor
Category: Family Law
Satisfied Customers: 33293
Experience:  I have been a solicitor in High Street Practise since 1985 and have specialised in Family Law for the last 10 years
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I am living in our family home and we are paying the joint

Customer Question

I am living in our family home and we are paying the joint mortgage in joint names. We are separating and my wife wants to take my name off the joint bank account where the mortgage is paid. I will continue to pay the same amount of money into the account until we have finalised things ie financial and children. Will there be any implications in allowing my name to come off the joint account
Submitted: 1 year ago.
Category: Family Law
Expert:  Clare replied 1 year ago.

Thank you question.

I will do my best to help you but I need some further information first.
How much is the house worth and how much is outstanding on the mortgage?
How old are the children?
Clare
Customer: replied 1 year ago.
The house is worth £170,000 and there is a balance of around £65000 owing. I have two step daughters 16 and 13 and a son who is 6.
Expert:  Clare replied 1 year ago.

What income do you each have and how much do you pay into the joint account?
Clare
Customer: replied 1 year ago.
My wife has only just gone back to work as a self employed hairdresser so her income is not known.she has £600 per month maintenance two girls, tax credits £238 per week, and I pay £150 a week into the joint account. The family allowance goes into separate account. Not sure how much it is.
Expert:  Clare replied 1 year ago.

How much do you earn - gross?
Clare
Customer: replied 1 year ago.
I am self employed and my annual earnings year were £14000 pa
Expert:  Clare replied 1 year ago.

The major issue is that you will be paying a substantial sum into an account over which you have no control.
The payment you are making is well in excess of the 12% of your gross income that you have to pay as child Maintenance
I appreciate why you wish to pay this - BUT it would seem fairer account to remain joint while you are paying this amount - however that is a personal choice to make
Please ask if you need further details
Clare

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