Thank you Clare
Countrywide Tax & Trust Corporation Ltd (Probate Section) acted as Administrator as it got too emotional to deal with alone.
It was put to me at that time that in 1995 when my mother made her Will she would have had no idea that I would be unemployed or a millionaire and that her death would cause me financial problems so a Deed of Variation was suggested.
The Deed of Variation was only implemented 50% share of the Estate on the advice of Countrywide Tax & Trust Corporation Ltd to protect my mothers hard earned monies from anyone else, HMRC, IHT, CGT, DWP, etc. My sister took her 50% share complete.
The Priscilla June Fairbrother Family Trust was set up as Myself and (on my death passed to) my son as beneficiaries. Myself and a Managing Director of the Countrywide Tax & Trust Corporation Ltd are Trustees.
If I need any financial help it's no use me going to a Bank in my circumstances, I apply to the Trustees loan from the Trust, almost the same as asking my mother in the past . I say almost, as it is written into the Trust that any loan from the funds is repaid on my death. (Mum would have and did on many occassions let it pass over, as mothers do).
It was not a very big Estate, just over £166K residual in total. Split, as I mentioned before, 50/50 with my sister.
If you need more information I am always here.