My sister and her husband have lived estranged in the same house 2 years. They have actually been married years. He is a mechanic, but unfortunately suffers from alcoholism but unconfessed.
The situation has got so bad my sister filed and in turn her husband went to the bank where they hold all their various accounts, and transfered all the direct debits and standing orders from their joint account and set them up in a new account solely in his name! This is obviously a control thing which runs in line with the sort of abuse she has been suffering over many years.
Her problem is she has now had her credit line taken away from her as she cannot access the account that has been opened to view whether all these mortgages and bills are being paid.
Can she legally get control of these joint debts without alarming her creditors, as many of these direct debits are mortgages and insurances properties they jointly own! He has also taken her direct debit mobile phone and hospital plan insurance, which is very alarming as she has already suffered a heart attack and has type 2 diabetes.
Look forward to your response
None other than the profit from their joint company Pallisters limited.
They have 2 residential buy to lets and 2 commercial units, one of which Mr Pallister rents from Pallisters Ltd to carry on his mechanical workshop.
Trust this helps
Still awaiting reply from respondant!
the divorce is taking it's normal course.
The problem with him being in control of her credit line is that she can miss the payments on her bill without any knowledge of whats happening! This surely cannot be legal that you cannot view your own financial situation due to someone else's actions! This is the control abuse she has suffered many years! The bank did not even enquire why he was making such drastics changes to the account.
Has the bank not a duty of care to both parties if a joint bank account?