i have been to a solicitors today so your advice (which is basically to go to a solicitors) is now too late. When i was typing my question it stated that you were online at that moment and ready to answer... Yet i waited for a number of hours and still hadnt got a reply, so this morning i phoned a solicitors and have an appointment with them. There is no point in me now asking further questions (which i would have done if i had my response within 30 minutes of asking my question... which is what was implied.) as it seems that the response is just to go to a solicitors anyway.