The house was purchased for £136,000 in 2007 - now worth approx. £140/145,000. This house was purchased by my daughter with Malcolm although even then was an ex partner but still on friendly terms, (it was meant to be a way of getting profit and daughter was going to live there on her own). In 2008 my daughter was made redundant and she had been paying mortgage on her own till then - she left the property with new boyfriend who lived in London and Malcolm took over the mortgage payments - apparently he rented out the property as sole owner (unknown to daughter) and had all profit from this, we have evidence of this and £10,000 profits. In 2013 the tenant was evicted due to non-payment of rent and Malcolm then went missing. Daughter moved back into house with new boyfriend/now husband (who has been paying mortgage ever since. All efforts to contact Malcolm have come to nothing (brother stated he had gone to America?). she wants to change house to herself (now employed) and her husband Paul. Mortgage Lender is Santander and they are being difficult saying they need to contact Malcolm and won't deal with my daughter. HELP
Rough guide £127,000. When Malcolm was renting property he changed the mortgage to an interest only one. This has been changed back to a straight repayment in 2014.
Tried letters to his brother (who said Malcolm had gone to America) and daughter/email, text to last known phone number/facebook/electoral register. Mortgage is with Malcolm - want to change mortgage over to Paul (husband) for security sake and so that Malcolm can't appear in later years and want to sell house etc. He has been difficult in past and Police involved at one point for abuse and harassment.