My ex has finally responded.
Below is his response. Could you please advise.
I would really appreciate a speedy response as now he has finally got in touch I want to get this resolved once and for all. Thanks for your help so far.
Dear Ms Jane Ajayi
RE:*****DUNLOP ROAD, TILBURY ESSEX RM18 7BG
In respect of the above named property with mortgage company Cheltenham and Gloucester:
Property reference number: 50000054149685
Contrary to your letter that the mortgage has not been paid for three months, I have made overpayment to a sub account to the mortgage company in excess of 1,376.13 as at 31st December 2014. You can confirm from the mortgage company hence the three months that you did not see any payment reflecting on the statement is as a result of over payment made to the sub- account otherwise the mortgage company would have written that the account is in arreas.
However if you have any letter that the account is in arreas please kindly forward it to me. I have also written the mortgage company to state in writing explaining to you about a sub-account.
Overpayment is also made as to forestall a repeat of what happened few years ago when the property was vacant for more than 6 months that I have to pay the mortgage.
I also make provision for other outgoings which is spread over few months because the rent cannot cover such expenses.
i.e Ground rent , General maintenance of the estate, maintenance of the property due to damages or items that needs urgent attention and insurance.
All this outgoings are also paid alongside the mortgage, insurance, maintenance on a monthly basis only the ground rent is paid every 6 months.
Failure to pay these expenses also attracts legal proceedings in respect of the property.
Since 2004, mortgage and all other expenses have been fully paid for with or without a tenant in the property.
As regards ***** ***** for Alternative dispute resolution (ADR) on the property, I also welcome the idea kindly please let me know what your intentions are on the property and what you really want to do in terms of asset sharing please put forward your proposal.
Can I kindly use this opportunity to demand for my possessions at 8 Lapwing close Erith Kent DA8 2HQ. (Attached document for your perusal)
Let me kindly suggest to you that service should be done by e mail for expedition.
Finally, please bear in mind that mortgage, insurance, ground rent and maintenance have to be paid to appropriate authorities on the above named property which is due for the next half year and some monthly expenses pending the final decision is taken on the property.
Looking forward to you response