I/We have no children. On Zoopla the value of the house ranges from £147 to £164 I've gone for the middle of £155 at the end of last year our mortgage statement repayment value was £115 so after nearly six month I would it expect this now to be less.
Thank you for you reply. We have now seen a mortgage broker and we are able to keep this mortgage and still apply have another residential mortgage. Obviously the price range is reduced but this still falls in the ball park we were looking for. I think a Letter of Indemnity will cover me and make my ex solely responsible and give me the peace of mind whilst I have another mortgage. I understand this doesn't take me off the mortgage from the Lender's point of view but just a bit of insurance for me.Kind regards,