Well I wasn't planning on being elusive. Since the money of the loan hasn't dome in yet I could put it in a joint account or my sole account until the date the money is needed. I just wondered in the courts eyes whether there was a difference. In one case 600k would go in my column and 600k in hers OR I could just have 1,200,000 in mine if I put it in a sole account.
Also the 132k downpayment. Does that go in equity for her, or as an account etc.