We have lived together for 26 years have been married 15 years and have 3 children, 2 are living at home but they are all in their twenties.
I would need to check the value of my pensions but I am guessing that in total they will be maybe worth around £70k when I could cash them in at 55 not that I intend to (I would really need to check this figure)
We have agreed verbally that I will take on the joint loans in exchange for her not claiming on my pensions but we will obviously need to complete a consent order to get this legalised although at this time I am not sure if this needs to be drafted by a solicitor or sanctioned by a solicitor, I am also not sure if this is then sent directly to the courts......
I will need to check this from my records at home and will revert
I have just tried to respond to you but have lost the chat so maybe you might have just received this question anyhow I will repeat it
1) Pension 1 - value £41621.36 - Monthly contributions of £333.33 continue to be made
2) Pension 2 - value £96549.47 - Contributions stopped years ago
3) Pension 3 - value not given but revalued preserved pension is £8904.82 per annum
As previously advised my wife has verbally told me she will NOT make any claim on the pensions and in turn I will take on the joint debts so please confirm that if this is the case the above information is irrelevant as far as the agreement is concerned and only relevant to ensure all the correct information is put on the consent order form (as per point 1)
I need to understand
1) Can we go through the divorce without using solicitors BUT with a consent order form completed. Could you or another solicitor draft this form on my behalf and if so
A) What exact information do you require from me
B) At what point will this form be required
C) How much will you charge for this service
D) Is there anything else that I should be aware of if we take this route of action
Thanking you in anticipation
1) My wife has not taken any legal advice and it is her (our) intention that we try to divorce in the cheapest way possible basically using the government website as guidance
2) Pension 1 - Started paying in around May 2008 ago and am still contributing
Pension 2 - One transfer from a previous final salary pension (which I do not have the details) on 24/11/1997 and no further payments were made.
Pension 3 - Commenced around 2001 until end 2007
I am concerned that you do not appear to be addressing my specific questions.
I look forward to hearing from you
I am still a little confused I thought that if both parties agree to a financial settlement
1) Why would the court not agree
2) Is it the consent form that is the legally binding document for the financial aspect or is there another form / document that needs to be signed by both party's
My wife has agreed not to make claims on the pensions I just need this to be made legal
3) Can we just get divorced with no mention of any financial settlements and just get a legal document drawn up outside of the divorce proceedings stating she will make no claims on my pensions and in return I will take on the joint debt
I think that is all