The house is worth 250k and mortgage outstanding is 64k. We both have a pension but his is greater than mine due to being part time for last 12 yrs. I earn 16k and have a top up with tax credits. He earns approx 48K.
Three bed houses are approx 230-250k. I need 4 beds as my eldest with special needs needs his own space and my other two are a boy and a girl. I have had an extension on my 3 bed house to create another room. I wouldn't be able to get the equivalent to whst I have now. I have extended bathroom to allow a bigger shower to help with washing my eldest boy.. We have 2 toilets too for his needs and a large private quiet secure garden