It's pretty complex because he has a property business, but I'll try my best.
1. An apartment in Cardiff which he bought before we were together, solely in his name, valued now at about £150 000, probably £50k equity. We lived there for about 3 years and went halves on mortgage and bills.
2. An apartment in London which he bought when we were together but not married, solely in his name, probably worth about £400k with £200k equity. We lived there for 18 months, I contributed to bills.
3. Our married home which we bought a year ago, worth about £280k, has £100k equity. Purchased solely in my name, just me on the mortgage but with a deed of trust to say we are joint owners and to protect the extra £50k he put in (we also put in £30k each).
4. Then he has 12-15 cheap (£60-80k) properties, some purchased with a business partber, most under a business which he bought since we were together. |These all have mortgages.
5. He has a car loan for about £9k
6. I have £20k in savings.
My income is currently £22k, his is harder to know because he's a landlord and it fluctuates
I have put £30k into our married home, he has put £80K into it, plus the deposits on the Cardiff and London apartments (£30k each??)
Is there no simple rule about things being halved in marriage, are incomes/capital taken into account etc?