Thank you for your question
My name is Clare
I shall do my best to help you but I need some further informtaion first
How much is the house worth and how much is outstanding on the mortgage?
How old are you both and was any financial agreement at all made at the time of the divorce?
Where does she currently live?
Sorry - I should have been more specific I meant who owns the house she lives in
Did she use the £9,000 for the purchase and is the property in her sole name
Have you remarried?
How much is her property worth and how much is outstanding on the mortgage?
How did she manage to pay off the mortgage so fast (and yes it is relevant)
How much did she have in savings and what was the purchase price
Have you remarried at all?
My Apologies - this fell off my list for some reason - do you still need a response?
Does your girlfriend live with you - if so is there any reason why she could not go on a mortgage with you?
Excellent - is your ex willing to agree to the Transfer?
Last point - how much was the equity at the time you gave her £9,000?
Why did she accept only £9,000?
How long were you living together in total?
How long did you live together in total - in any property?
Your problem is that under property law as thing stand your ex is entitled to 50% of the equity.
You can certainly argue that she has already received some of her entitlement - but you have confirmed that she only received 25% when you separated
which would allow her to claim that she is entitled to 25% of the current equity.
Since you have not remarried you can still apply within the matrimonial proceedings and ask the court to award you the balance of the equity on the basis that she used money form the matrimonial home to purchase an alternative property and you are entitled to have a claim on it.
It is not a totally unreasonable argument - and does give you the basis to open negotiations with your ex using Family Mediation
Please ask if you need further details