Hello my name is ***** ***** I will help you
Was it agreed when it would be repaid?
It's bad news I am afraid, the loan was conditional upon the house being sold and it was. This then triggered the repayment, sadly it makes no difference whether your ex paid you or not.
As such you are liable for the repayment. If you don't pay your friend can take you to court and you could get a court judgment.
This could be enforced by sending in bailiffs, charge on any property you own, deduction from earnings or Make you bankrupt.
I am sorry if this is not the answer you want or the one I want to give you, but I have a duty to be honest.
Can I clarify anything for you about this today please?
It makes no difference, it can be verbal. You have confirmed it was lent and would be repaid when you sold the house. This was done and therefore it is owed.
She could still make you bankrupt if you didn't own anything.
Does that clarify?
Yes if it was a gift same rules, it was conditional. You have accepted that. She may not get anything if made bankrupt but that does not prevent someone from doing so.
Potentially but then you could contest jurisdiction and it could be transferred to Ireland. Or if you didn't contest she could get a European enforcement order.
Apologies I was representing in court.
In short can you stop them issuing proceedings for the debt - no. You agreed you would repay it when the house was sold.
I am sorry,
Can I clarify anything else?
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