Hi, thank you for your question. Just a bit more information requested to fully assist you:
-Are/were you married to each other?
-Were there any formal agreements or deeds of trust?
Thanks for confirming. As you are joint owners, you both need to agree for the property to be sold. However, if no agreement can be reached then either owner can pursue a civil claim to court in order to force a sale of the property and for proceeds to be divided in accordance with how the property is held on title.
You could attempt to propose for both of you to enter into a deed of trust - this is a formal agreement which can outline that you benefit from 100% of the property and she benefits from 0%, and for you to indemnify her if the mortgage company pursue the arrears against her. This may be accepted by any new mortgage company she approaches when attempting to obtain a new mortgage.
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