Thank you for your question
My name is Clare
I shall do my best to help you but I need some further information first
Who lives in the house that he owns?
What income does he have?
What assets did you have when you married?
Has he got any other savings at all?
How much would you need to establish yourself in another home?
Yes you have rights - you do have financial claims on your husband but they are difficult to assess as they are partly based on your needs.
How much is the house worth and how much is outstanding on the mortgage?
My apologies - sadly the time caught up with me
The length of your marriage and your lack of income gives a clear liability for spouse maintenance
So far as capital is concerned the fact that he has always kept the house as entirely separate investment means that the Family Court will not necessarily regard it as a matrimonial assets for division between you.
However in your favour is the fact that there are no other capital assets.
This means that you are likely to be entitled to a lump sum from the equity - not 50% of it but certainly a share of it.
How large that share might be will depend on how much you will need to set yourself up in a new home - somewhere between £4,000 and £8,000 is very achievable with £12,000 potentially possible but unlikely
I hope that this is of assistance - please ask if you need further details
You are welcome to do so - but a 70/30 split in his favour would still be the best achievable I fear - with 80/20 more likley given the fact that you were renting before.